Dhabiti Sacco

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Micro-Credit and SME’s

Our micro Credit and SME’s loans will enable you start and grow your small business to greater heights at very affordable interest rates.

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Agribusiness Financing

Our flexible financing enables you to invest in equipment, crops, and other assets.

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Dhabiti Housing

Dhabiti Housing offers flexible and affordable pricing options that will help you realize your ideal housing dream.

Dhabiti Medicare Program

Enjoy complete coverage, including outpatient, inpatient and Join for dependable and accessible healthcare. Your health your wealth

Education Loans

Our education loan will help you fund your education stress-free.

Enjoy One day Loan processing

Low as 8% interest

24/7 Help Centre

Jijenge na Dhabiti App

Dhabiti Sacco Mobile Banking App

Simon Northampton

Managing Director, New York Office

Dhabiti Sacco app is the Sacco’s mobile banking application that allows you to access and enjoy services like transfers to M-pesa, buy airtime, check balance, view mini-statements, pay merchants, pay bills, view guarantors among others.

Savings Account

Savings Accounts provide opportunities to individuals and corporate bodies to accumulate regular savings. The Society offers both medium and long-term savings accounts to members.

Jaza Jaza Account

Unlock the benefits of effortless savings with the Jaza Jaza Account. Enjoy a seamless start with a free opening balance and deposit amounts as low as Ksh 100

School Fees Account

Start with a free opening balance and make minimum deposits of just Ksh 500. Enjoy the convenience of free school fees cheques

Mbaine Account

Kickstart your savings with the Mbaine Account, offering a free opening balance and a minimal operating balance of just Ksh 500.

Waumini Account

Enjoy the benefits of affordable credit facilities when needed, easy access to statements, and guaranteed monthly statements for clear financial management

Business Account

This stops companies from taking drastic measures like downsizing or closing down sites; those things happen only with no or bad financial projections.

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The Sacco was registered by the Ministry of Cooperatives on 25/6/1987 (Registration number CS4918). It began banking services in 1991 in Maua Town, in its own building now known as Dhabiti Sacco Building after rebranding. Founded by coffee farmers from Igembe, Tigania, and Miathene Cooperative Societies, it initially had over 40,000 members from the Nyambene Region.

The Sacco opened its common bond in the period 1996 after the Coffee sector declined in performance. Members was invited from the Tea Sector, Civil Service and Institutions. Becoming a member requires one to have an entrance fee of Ksh500/=, Membership shares of Ksh1,000 and maintain an active account.